"Itumina", the Investment Savings account introduced by the Capital Reach Leasing PLC. is a beneficial savings product specially created to meet your requirements. Not only does it fulfill your dreams by providing an easy way to build a saving fund for essentials in life such as higher education, a home and a pension for retirement, it does so with minimum pressure on your earnings.

Itumina, can be described as retirement plan too. Today retirement has become a crucial thing that all must plan for. The importance of having a retirement plan cannot be emphasized enough. Today, the life span of an average person has increased as much as by 5- 7 years compared to a decade ago; the average age of the population has increased; the life span one must spend in retirement has increased drastically. All these points to importance of planning your "savings"; i.e the amount of savings that you will have at the end of the employment. A product like Itumina can lead the way to a happy retirement.

Often people tend to postpone savings over more urgent day to day expenses without realizing that time is often the worst enemy, when it comes to "savings"; that essential future security.

The age at which you start saving can make a huge difference in the quality of life you can expect at retirement. The difference in the amount you can save if you had started saving at 20 years of age and if you had started 5 years later can be as great as 50%. Just 5 years delay can reduce your savings by 50%. If you save Rs 500/- when 20 years of age, 40 years later at retirement you would have build up a saving fund of approximately Rs11.3 mn and if you start at the age of 25, in 35 years time, you would have a fund of Rs 5.6 mn only.